What Data We Collect and Why
When you open an account with us, we collect the information necessary to verify your identity, process your transactions, and keep your account secure. This includes your name, email address, phone number, and the payment channel you choose — whether that is DANA, OVO, GoPay, or
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QRIS. We also log device identifiers and session timestamps to detect unusual access patterns. We do not collect payment credentials directly; those are handled by each payment processor under their own security standards. Access to certain features depends on local law, and we apply regional data-handling
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rules accordingly. Data collected during a transaction is retained for the period required by applicable financial regulations, after which it is either anonymised or permanently deleted from our active systems.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.